Are you planning a domestic trip to India and looking for the best domestic travel insurance companies in India?
You’ve come to the right place! In this blog post, we will discuss the seven best domestic travel insurance companies in India, so you can decide which company is right for you.
We’ll discuss the advantages and disadvantages of each company, as well as their customer service, coverage, and price. Keep reading to discover which domestic travel insurance companies in India are the best for your next trip!
What does Domestic Travel Insurance Cover?
Domestic travel insurance typically covers medical costs due to accident or illness, as well as compensation for loss of baggage, cancellations or delays of flights due to weather or other factors beyond your control.
Some policies may also cover the cost of a new passport or visa if yours is lost or stolen abroad.
You may also be eligible for compensation if your flight is diverted or canceled or you have to change your plans because of an unexpected event like a natural disaster or strike.
Furthermore, some policies can even cover legal expenses if you become involved in a legal dispute abroad.
1) Bajaj Allianz
Bajaj Allianz is one of the leading insurance companies in India, providing a wide range of products, including domestic flight insurance.
Bajaj Allianz provides various types of the domestic travel insurance plans to cater to the needs of different customers. Their travel insurance plans cover medical expenses, loss of checked-in baggage, trip delays, hijacking and other personal liabilities.
In addition to this, they also provide insurance coverage for rental car damage and personal accidents.
Overall, Bajaj Allianz offers comprehensive domestic travel insurance plans tailored to meet the individual needs of different travelers.
Their customer service is top-notch, and they provide competitive product rates. With their reliable coverage and competitive rates, Bajaj Allianz is worth considering for your following domestic travel insurance policy.
2) Cholamandalam MS General Insurance
Cholamandalam MS General Insurance offers various domestic travel insurance solutions for Indian travelers. They provide domestic flight insurance and coverage for medical expenses, trip cancellation, baggage loss, personal liability, and more.
The plan covers accidental death or disablement, medical expenses incurred due to illness or injury during the journey, loss of passport and other documents, delay or cancellation of domestic flights, legal liability arising out of death, injury or damage to third parties and their property, loss of baggage or personal effects and much more.
3) Digit Insurance
Digit Insurance is one of India’s leading domestic travel insurance providers. With their easy-to-use online platform, they make it easier than ever to purchase and manage your domestic flight insurance.
Their comprehensive coverage includes medical expenses, loss of baggage, trip cancellation, flight delay or interruption, and personal accident cover. They also provide flexible policy terms and multiple payment options to make sure you get the best coverage for your needs.
Digit Insurance covers a wide range of expenses associated with traveling domestically.
This includes medical expenses due to illness or injury, reimbursement for lost or delayed luggage, trip cancellation coverage in natural disasters or other unforeseen events, and coverage for personal accidents.
It also compensates for flight delays or interruptions, ensuring you can pay the total time if your journey is delayed.
4) HDFC Ergo
HDFC Ergo is one of the leading domestic travel insurance companies in India. They offer a wide range of travel insurance policies designed to cover you for any eventuality during your travels.
HDFC Ergo’s domestic travel insurance plans are designed to cover any medical expenses, flight cancellations or delays, and other losses incurred while traveling within India.
HDFC Ergo’s domestic travel insurance plans typically cover any medical expenses you may incur while traveling in India. This includes coverage for hospitalization due to an accident or illness, medical evacuation, and other related medical costs.
The plans also provide coverage for lost baggage and trip cancellations or delays. Additionally, HDFC Ergo’s domestic travel insurance plans may cover personal liability, legal assistance, and other miscellaneous expenses you may incur while traveling.
5) ICICI Lombard
ICICI Lombard is one of the top domestic travel insurance companies in India. They offer comprehensive coverage for various contingencies that may arise while traveling domestically.
It typically includes medical expenses, loss of luggage, trip cancellation/interruption and personal liability coverage. ICICI Lombard also offers add-on covers such as hospital cash, baggage delay and hijack distress allowance.
The company has a vast network of partner hospitals, making it easy to avail of medical coverage when needed. The policy is offered for individuals and groups, and the premiums are highly affordable.
6) Kotak Mahindra General Insurance
Kotak Mahindra General Insurance is a leading provider of domestic travel insurance in India. They offer an extensive range of insurance products, including policies for domestic travel.
With a Kotak Mahindra General Insurance policy, you can be sure you’ll have the protection you need if something goes wrong while you’re away.
Kotak Mahindra General Insurance’s domestic travel insurance covers various travel risks, such as medical expenses, loss or delay of checked baggage, trip cancellation and interruption, financial emergency assistance, and more.
Depending on your plan, your domestic travel insurance may also provide protection against accidental death and dismemberment, legal liability, missed flight connection and more.
Kotak Mahindra General Insurance offers flexible plans so that you can find the one that best suits your needs and budget.
7) Reliance General Insurance
Reliance General Insurance is one of India’s top domestic travel insurance providers. It offers an array of policies to meet the different needs of travelers.
The company covers medical expenses, lost baggage, trip delays, and other contingencies during your domestic travels.
Reliance General Insurance’s domestic travel insurance plan covers many contingencies.
It offers coverage for medical expenses due to accident or illness, financial protection in case of lost/delayed/damaged baggage, and reimbursements for trip delays or cancellations due to unforeseen circumstances such as natural calamities or terrorist activities.
It also provides personal liability cover, legal assistance, and 24×7 customer support services.
